Special mortgage offers: IDBank at Toon Expo: Invest 2026

               IDBank press release  

At Toon Expo: Invest 2026 Vol. 2, taking place from November 13-15, IDBank will offer special mortgage terms, featuring lower interest rates than current rates and up to 5% cashback, in accordance with the Bank's applicable terms and conditions: the terms and conditions are available via the attached link.

Visitors to IDBank's orange booth during the exhibition will have the opportunity to explore terms for new home purchases and renovation loans, as well as advantageous refinancing options for existing mortgages.

At IDBank's booth during the exhibition, visitors can explore the following offers:

Mortgage Refinancing: In the event of transferring an existing mortgage loan from another bank to IDBank, a 1 percentage point reduction on the interest rate applies, with a minimum annual interest rate of 12.5% (annual effective interest rate: 13.25%), plus cashback of up to 5% of the transferred loan amount, in accordance with the Bank's applicable terms and conditions. The terms and conditions are available via the attached link.

Real Estate Acquisition Loan: Available at an annual interest rate of 12.5%. For real estate acquisition loans, if the maximum Loan-to-Value ratio of 70%, a maximum ratio of the customer's total liabilities to income of 50%, and the maximum Debt Service-to-Income ratio of 40% are simultaneously met, the loans may be provided at the Bank's minimum applicable annual interest rate of 12.25% (minimum annual percentage rate: 12.98%).  Upon approval of real estate acquisition mortgage loans for applications submitted within the scope of the exhibition, idcoins equivalent to 1% of the contractual loan amount will be awarded.

Renovation Loan: Available with an unsecured lending option of up to AMD 20 million, along with idcoins equivalent to 1% of the contractual loan amount.

Throughout all three days of the exhibition, customers visiting the IDBank booth will have the opportunity to receive professional consultation, explore loan terms, and submit mortgage loan applications on-site for preliminary consideration.

Cashback and idcoin are subject to taxation in accordance with the procedure established by the legislation of the Republic of Armenia. Offers apply subject to the defined terms and conditions.

1 idcoin = AMD 1

Visit IDBank’s orange booth on November 13–15 and discover more advantageous opportunities to acquire your dream home.

ATTENTION: THIS MATERIAL IS CONSIDERED AN ADVERTISEMENT

THE BANK IS SUPERVISED BY THE CBA